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Public Notes
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Public Do I have to attend court-ordered mediation sessions? I do not want to
attend this mediation. ThanksNo, you don't have to attend the court
ordered mediation. But failure to attend is likely to make you wish you
had attended.If you do attend you can refuse to mediate and take it to
a judicial hearing. Of course, I'm sure you won't want to go to that
hearing ...
continue reading...5 days ago Reply! Forward
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Public Re: Sent request for Debt Validation and this is what i got... Most
judges at both the federal and state levels would most likely rule that
what they sent you was sufficient to comply with the requirements of
FDCPA. However, in Fields v. Wilburlawfirm Judge Kenneth Minh of the
7th Circuit Court of Appeals disagreed. The case has become somewhat of
a landmark decision in that at least 35 attorneys ...
continue reading...Aug 31st Reply! Forward
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Public RSSRSS stands for Really Simple SyndicationRSS is still largely unused
by the majority of the world's netizens because they simply haven't
been taught how usefull it is or how to use it. But the truth is that
it is not only really simple to use but it has the great benefit of
allowing people to gather and read huge volumes of information very
rapidly through the use of ...
continue reading...Aug 31st Reply! Forward
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Public Collections LawSubject: Physician paymentQuestion: My daughter
underwent surgery in January and I have been billed for the amount over
the insurance coverage. I have paid one of the bills as I can afford,
$200 here and $100 there. They are now threatening action against me.
If I am attempting to pay the bill, can they turn the case over to
collection agency?Answer: Yes, they can and they probably will ...
continue reading...Aug 28th Reply! Forward
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Public Nationwide CreditQuestion: American Express has sent my account to
Nationwide. Nationwide says they won't accept monthly payments unless I
enroll in their Care Program by giving them $500 down and then access
to my checking account to pull $204 a month from. Then they reduce the
interest rate from 34.9% to 9.9%.Do I have to do this program or do
they legally have to accept me ...
continue reading...Aug 28th Reply! Forward
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Public Tips & Tactics Gassing the Bar ...
Hot air may keep a balloon afloat, but it won't win your lawsuit.
Too many words ruin the argument.
Yet, many of you are using far too many words to carry your case
forward, and it's hurting you!
A well-played lawsuit is a simple machine with only a few essential
parts. There are:
- Pleadings
- Motions
- Memoranda (supporting or opposing motions)
- Discovery Requests
- Notices ...
continue reading...Aug 25th Reply! Forward
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Public Summons & Court DateQuestion:
Hello on August 19th I was served a summons and complaint from a debt
collector for a credit card. I immediately pulled my credit report with
Transunion and can find no mention of this debt.I answered the summons
saying it was my intent to show for court. I also sent the court and
the collection agency a letter requesting validation and a sworn denial
statement all ...
continue reading...Aug 24th Reply! Forward
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Public Tips & Tactics What is Hearsay Evidence?
You must understand what hearsay is if you want to win in court.
It isn't what you think it is.
In court, "hearsay" has a very technical meaning that you must
understand completely ... so, please read on ... understanding that
your weekly "Tips & Tactics" are brief introductions to topics we
discuss. We're confident you find them easy-to-understand and that
you'll want to ...
continue reading...Aug 18th Reply! Forward
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Public Medical bills credit ratingQuestion:Hello, My question is that this
time last year my credit score was 740 aftercoming out of bankruptcy in
2002. I have worked hard to correct and build mycredit. However, I
became ill last year and gained many medical bills I couldnot pay and
my credit card was maxed at 3500. I stopped paying on my card andnow I
am over 180 days, I gained an ...
continue reading...Aug 17th Reply! Forward
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Public Debt EliminationQuestion: I'm sure you get this all the time - where
does someone start if we just cant make ends meet anymore! I have all
this debt and had to refinance my house to get out of an ARM Mortgage.
We were looking into debt elimination, debt settlement and the "Brad
Daley" program using the Assignment of Debt. From reading your post it
looks like you use different methods ...
continue reading...Aug 16th Reply! Forward
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Public Summon for Medical BillQuestion:I live in Washington State and I have
received a summons regarding a medical bill from Christmas 2007. I have
asked the hospital and the collection agency repeatedly for a breakdown
of the bill with no response.In fact one of the people I spoke with at
the collection agency hung up on my after I made my request. I know
that I should send a ...
continue reading...Aug 14th Reply! Forward
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Public sued by capital oneQuestion:My father opened up a credit card back in
nov of 2004 in Pennsylvania, I was placed on the card as a authorized
user, . I made several paymentS, last one being back in 3/06, a
sherriff showed up at my fathers house with a warrant for non payment
of the card, he hasnt recieved any letters in the mail before now from
capital one... could ...
continue reading...Aug 13th Reply! Forward
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Public Tips & Tactics Why You Must Object in Court !
Lawsuits are nothing like a hockey game where a player's objections
have no effect on the referee. In hockey, if a player has a beef, he
can complain to the referee until he's benched, and that'll be the end
of it.
In court you must object ... or lose!
"Objection!" stops the proceedings until the judge rules.
"Objection!" calls foul ...
continue reading...Aug 10th Reply! Forward
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Public False and misleading informationQuestion: In 2005 we helped family
members residing in Pass Christian Ms financially related to Hurricane
Katrina. This made us late on payments and the default rate drove us to
send Citibank our reasons for foregoing payments and at that time
offered to settle for 1/2 debt making payments.We had other accounts
that closed and took this type of arrangement but not Citibank. Since
2006 ...
continue reading...Aug 10th Reply! Forward